Senior Specialist - New Business Enablement

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About the business area

Corporate & Investment Banking Group

The Corporate & Investment Banking Group (CIBG) provides a portfolio of corporate banking services, including investment & transaction banking as well as financial market solutions. This sophisticated product suite is powered by efficient digital platforms and distribution channels. It serves a broad range of clients both domestically and across the MENA region, including government entities, financial institutions, large to mid-size corporates, and commercial clients (SMEs), and maintains strategic relationships with leading banks globally

We are actively seeking an ambitious professional to join our DNE Credit Support team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

In this role, your key responsibilities include:

• To assist in the facilitative growth in portfolio assets and revenue generation, ensuring compliance with Bank risk requirements, providing transaction structuring advice, identifying improvement areas in the completion of end to end credit approval process to ensure deals are executed on a timely basis and internal/external customer experience is maximised
• Conduct the fast-tracking of the end-to-end NTB business credit approval, transaction executive, stakeholder management and the facilitation of deal execution to ensure the generation of incremental revenues (interest income, fee income and ancillary income) and the achievement of set targets
• Conduct the identification of potential opportunities for upfront Cross sell on NTBs in order to drive Risk-Adjusted Return On Capital (RAROC) maximisation, achieving set targets
• Provide transaction structuring advice within set guidelines and Banks requirements in order to facilitate delivery of tailored credit solutions in line with client and Banks requirements
• Assist in the review and critical assessment of CIBG NTB credit applications (including evaluation, financial analysis, credit structuring and risk mitigation) submitted for approvals under delegated lending authorities at various levels up to Management Credit Committee (MCC)/Board Executive Committee (BEC), identifying and reporting on improvement areas to ensure credit applications are balanced/robust, accurately reflect risk/reward outputs and adhere to Banks requirements
• Collate and report the feedback gained from key stakeholders (across CIBG, Credit, Risk and Technology teams), in order to develop and implement a framework that leverages process re-engineering and digital technologies in facilitating shorted turnaround times (TAT) and greater efficiency in delivering NTB business
• Conduct client engagement, alongside the RMs in order to develop deeper understanding of client credit needs

The ideal candidate should have the following experience:

• At least 5 years of experience in Banking
• Communication and interpersonal
• Demonstrated ability to manage and lead large teams
• Problem solving and analytical 
• Financial analysis and knowledge of Banking Regulations especially related to capital and liquidity
• PowerPoint, Excel, Word and MS Office

What we offer:

• Competitive Salary. Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.
• Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).
• Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.
• Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.